Tim Hock Properties
Tim Hock Properties
Tim Hock Properties, Tim Hock PropertiesPhone: (919) 801-5151
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Choosing the best homeowners insurance

by Tim Hock Properties 03/14/2023

Photo of a home exterior

Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:

How to choose the best homeowners insurance policy for you

The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.

A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.

How to compare homeowners insurance companies

When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.

The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.

How to tailor your insurance coverage and bundles

A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.

Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.

About the Author
Author

Tim Hock Properties

It's Just Not Possible To Look For A Home In An Older "In-Town" Neighborhood Near Duke University And Not Come Across The Iconic Oval Sign For "Tim Hock Properties". Often Said To List Some Of The Most Beautiful Homes In Durham, Tim Has Turned Buying & Selling A Certain Type Of Home Into An Art Form.
 

If Asked, Tim Will Tell You, "I Have The Best Job And The Best Clients In The World, Working In A City I Know & Love, Doing What I Want To Do And Being Allowed To Always Do It Very, Very Well. Nothing Makes Me Happier Than Walking By A Former Listing And Seeing How Well The Builder's Design Decisions Have Timelessly Aged. "And, To Know I Had A Small Part Of The Final Outcome Of The Finished Product Is Very Fulfilling To Me."